Hey All-Stars and Brand-Builders,

Welcome to our final edition of 2025 and what a year it's been. As we close out a transformative twelve months for NIL, we're witnessing the maturation of a marketplace that's more inclusive, more regulated, and more opportunity-rich than ever before. From Nike's groundbreaking Blue Ribbon Elite program to philanthropic partnerships that prove NIL isn't just about dollars, it's about impact, this week's developments showcase exactly why strategic preparation remains your greatest competitive advantage.

Whether you're a high school athlete navigating your state's evolving NIL landscape, a college player building your brand portfolio, or a parent helping guide the journey, this issue delivers the insights you need to close 2025 strong and dominate 2026.

Nike Launches Blue Ribbon Elite: The Future of NIL Partnerships

We mentioned this just briefly last week, on December 11, Nike dropped the biggest NIL news of the month: the launch of Blue Ribbon Elite, a first-of-its-kind program that fundamentally reimagines how major brands partner with college athletes. Starting with LSU, which extended its Nike partnership through 2036: this initiative represents a seismic shift from traditional sponsorships to genuine creative collaboration.

What Makes Blue Ribbon Elite Different

β€’ Multi-Sport Integration: Ten LSU athletes across six sportsβ€”football, basketball, baseball, softball, gymnastics, and volleyballβ€”joined Nike's NIL roster simultaneously

β€’ Creative Direction: Athletes aren't just billboardsβ€”they're contributing to brand campaigns, product innovation, and storytelling

β€’ Holistic Support: Nike provides product styling, media training, content creation support, and long-term career development

β€’ Scalable Model: Nike plans to expand Blue Ribbon Elite to other major university partners, bringing their NIL athlete roster to 50+ nationally

The Inaugural LSU Blue Ribbon Elite Class

Athlete

Sport

Position

DJ Pickett

Football

Cornerback

Trey'Dez Green

Football

Wide Receiver

ZaKiyah Johnson

Basketball

Guard

Dedan Thomas Jr.

Basketball

Guard

Kailin Chio

Gymnastics

All-Around

Jurnee Robinson

Volleyball

Outside Hitter

Derek Curiel & Casan Evans

Baseball

Various

Tori Edwards & Jayden Heavener

Softball

Various

Navigator Insight: Blue Ribbon Elite signals a fundamental shift in how major brands view college athletes. They're not just seeking endorsers, they're seeking co-creators. Athletes who develop genuine creative skills alongside their athletic abilities will command premium partnerships. Start thinking about what unique perspective you bring beyond your sport.

NIL for Good: Tunnel to Towers Expands Purpose-Driven Opportunities

On December 15, the Tunnel to Towers Foundation announced its largest-ever class of NIL student-athlete advocates, welcoming six new ambassadors to its fifth-year program. This expansion including the first-ever SEC school participant demonstrates how purpose-driven NIL can build meaningful platforms while honoring first responders and military families.

Why This Matters

The Tunnel to Towers program exemplifies a critical truth: NIL isn't just about monetization, it's about platform building. These athletes use their influence to ensure young Americans "Never Forget" the sacrifices of 9/11 heroes, creating authentic brand alignment that transcends typical sponsorships.

Program Highlights

β€’ 24 total student-athlete advocates since 2021 launch

β€’ Athletes participate in nationwide T2T events and content creation

β€’ Diverse representation across niche sportsβ€”equestrian, swimming, lacrosse, volleyball, water polo

β€’ Foundation has delivered 200+ mortgage-free homes in 2025 alone

🏈 Coach's Corner: Purpose-driven NIL opportunities often provide something more valuable than cash: story. When you can authentically connect your platform to causes you believe in, you build the kind of brand equity that opens doors throughout your career. Mary Kinnane, a Hartwick volleyball player from Rockaway, NY, joined because of her family's first responder heritage. That's authentic alignmentβ€”and brands notice.

Market Maturation: NIL Extends Beyond Football

This week's deal flow confirms what we've been tracking: NIL is no longer a football-first marketplace. National brands including C4 Energy, Motorola, SONIC Drive-In, MET-Rx, and DripDrop signed partnerships across men's and women's basketball, baseball, gymnastics, and track & field athletes from programs like Michigan, Texas, Oklahoma, LSU, and Arizona.

Notable Mid-December Deals

Athlete

School/Sport

Brand Partner

Wyatt Novara

Michigan Baseball

Aunt Millie's Bread

Marcel Reed

Texas A&M Football

SONIC Drive-In

Addison Fatta

Oklahoma Gymnastics

GK Elite

The Emerging Sport Opportunity: Bloomberg reports that fencing is experiencing unexpected growth in the NIL era. Why? Lower program costs combined with athletes from high-income families who pay full tuition make fencing teams increasingly attractive to athletic departments navigating revenue-sharing pressures. This pattern extends to other Olympic sports: tennis, swimming, rowing, where dedicated fanbases and niche brand partnerships create sustainable NIL ecosystems.

Legislative Watch: The HUSTLE Act Takes Shape

Senators Marsha Blackburn (R-TN) and Maria Cantwell (D-WA) introduced the bipartisan HUSTLE Act in early December, bringing renewed focus to federal NIL protections. The legislation addresses key concerns around athlete financial security and agent oversight.

Key Provisions

  1. Tax-Advantaged NIL Accounts: Similar to 529 education savings plans, allowing athletes to set aside NIL income for long-term savings

  2. Agent Fee Caps: Commission fees would be capped at 5%, protecting athletes from predatory representation

  3. State Registration Requirements: Agents must register with states and certify with athletic associations before representing athletes

  4. Financial Education Mandates: Schools must provide comprehensive financial literacy resources to athletes

  5. National Agent Registry: Online database of registered/certified agents for transparency

⚠️ Navigator Alert: Until federal legislation passes, the NIL landscape remains a patchwork of state laws. The HUSTLE Act has SEC Commissioner Greg Sankey's endorsement, but legislative timelines are unpredictable. Continue documenting all deals and working with qualified professionals regardless of eventual federal standards.

Revenue Sharing Reality Check: What the Numbers Mean

The House settlement's revenue-sharing cap of approximately $20.5 million for 2025-26 is creating fascinating strategic decisions across programs. Here's what we're seeing:

UCF's Approach: Full Utilization + External NIL

UCF has committed to maximizing the revenue-sharing cap while simultaneously encouraging local businesses to boost third-party NIL opportunities. This dual-track strategy: institutional funds plus external partnerships creates broader athlete support than either approach alone.

Texas Tech's Aggressive Play

Reports indicate Texas Tech has spent over $28 million on its roster, including $7 million on its defensive line alone. Billionaire boosters frontloaded deals before revenue-sharing implementation to ensure competitive positioning. The Red Raiders made the College Football Playoff: proof that strategic investment can yield immediate results.

The Professional Reality

UNC Football GM Michael Lombardi said it plainly: "Let's make no doubt about it: We're in a professional era." Every freshman signing with schools now receives a revenue share contract, and NIL discussions have become as fundamental to recruitment as academic programs.

High School NIL: 45+ States Now Permit Some Form of Monetization

For parents and high school athletes reading The Helm, here's your 2025 year-end reality check: over 45 states now permit some form of high school NIL, but the landscape remains fragmented.

2025 High School NIL Developments

β€’ Wisconsin & West Virginia: Both flipped to NIL-permitted in 2025 (WV even covers middle schoolers)

β€’ Texas: Added limited model: seniors 17+ can sign, but money defers until college enrollment

β€’ Remaining Holdouts: Alabama, Indiana, Michigan, Ohio, and Hawaii still prohibit high school NIL

Universal Restrictions (Regardless of State)

  1. No school IP: You cannot use school logos, uniforms, or mascots in NIL deals

  2. No pay-for-play: Compensation cannot be tied to athletic performance or recruitment incentives

  3. No professional contracts: You cannot sign professional contracts while maintaining high school eligibility

  4. Vice restrictions: Most states prohibit partnerships with alcohol, tobacco, cannabis, gambling, and adult content companies

Your 2025 Year-End Action Items

As we close out 2025, here's your strategic checklist for entering the new year positioned for success:

For College Athletes

  1. Audit your current deals - ensure all agreements are documented and compliant with the new $600 reporting threshold

  2. Research your program's NIL infrastructure - do they have relationships with major brands like Nike's Blue Ribbon Elite?

  3. Explore purpose-driven opportunities - programs like Tunnel to Towers build lasting brand equity beyond cash

  4. Diversify your portfolio - don't rely on a single collective or platform for all your NIL income

For High School Athletes & Parents

β€’ Confirm your state's current NIL status - rules changed significantly in 2025

β€’ Understand the public vs. private school distinction - many states have different rules for each

β€’ Build your digital presence now - authentic content creates foundation for future opportunities

β€’ Ask college programs about NIL support - this is now a legitimate recruiting question

🚨 NIL NAVIGATOR Γ— SQUAREPACT 🚨

FREE Contract Analysis for Navigator Families

Upload your athlete's NIL contract and receive AI-powered analysis highlighting key terms, obligations, and red flagsβ€”in plain English. Contact [email protected]Β  to access this exclusive partnership benefit.

The Final Whistle

2025 marked NIL's transition from wild west to structured marketplace. The House settlement brought revenue sharing, the College Sports Commission brought oversight, and brands like Nike brought professional-grade partnerships that treat athletes as creative collaborators rather than simply walking billboards.

The athletes who will dominate 2026 aren't necessarily the most talented on the field, they're the ones who:

β€’ Treat NIL as professional development, not just monetization

β€’ Build authentic brands that align with genuine values

β€’ Document everything and work with qualified professionals

β€’ Diversify income streams across multiple partners

β€’ Stay educated as regulations continue evolving

Remember: the average NIL deal remains under $1,000. The headline-grabbing millions are exceptions, not the rule. But the skills you develop navigating this landscapeβ€”contract literacy, brand management, financial planning, relationship buildingβ€”serve you throughout your career regardless of athletic outcomes.

This isn't just about the money you make today. It's about the doors these experiences open for the rest of your life.

Stay strategic. Stay authentic. Stay ready.

AND HAPPY HOLIDAYS!

nilnavigator@nilnavigator

πŸ’¬ Pay it forward: Share this newsletter with an athlete, coach, or parent who wants to level up their NIL game

The Helm Newsletter is published weekly for athletes, parents, and coaches navigating the modern student-athlete sports landscape. Have a topic suggestion or question? Reach out to us at [email protected]

Disclaimer: NIL Navigator provides general information and education, not legal advice. For legal matters, please consult a qualified attorney.

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